Disclosure Documents

The offer to invest in any Chairmont Capital Pty Ltd trading as WealthMaker Financial Services (WMFS) financial product or affiliated parties financial product is made in a copy of the current Product Disclosure Statement (or other permitted document) for the relevant investment. You should obtain a copy of the current disclosure document for an investment, read and consider it in the light of your own circumstances, needs and objectives before making any decision to make the investment. You can obtain a copy of applicable offer documents through this website or by contacting us. To make an investment you must complete the application form in or accompanying the current disclosure document for the investment.

Risks of Investment

The current WMFS Fund Product Disclosure Statement sets out information about the risks of an investment in the WMFS Fund.

Investment Performance

There is no guarantee that an investment objective will be achieved. Any investment objectives stated on this website are not intended to be a forecast; rather they are merely an indication of what we or a particular investment aims to achieve. Investment returns are not guaranteed. There is a risk that an investment in any of our financial products may achieve lower than expected returns.

Past performance is not necessarily indicative of future performance. Past performance information is not intended to be a forecast.

No Guarantee

Neither WMFS, nor any of its representatives, or associates guarantee the performance of any investment nor the repayment of any principal amount invested in any financial product that it is associated with.


Investment or credit ratings are only one factor to be taken into account when considering a financial or investment product. You should not rely solely on any investment or credit rating report and should seek your own financial advice before making an investment.

Australia and New Zealand Only

An investment under any of our current WMFS Fund disclosure documents is only available to people receiving the Product Disclosure Statement in Australia and New Zealand. This website is not an offer or invitation for the investment in any financial product. Offers or invitations under a relevant disclosure document are not made in any place in which, or to any person to whom, it would be unlawful to make such offer or invitation.

Firstfolio Ltd

Firstfolio Ltd (ABN 43 002 612 991) is the mortgage manage and they have not been involved in the preparation of any content on this website nor do they take any responsibility for such content. To the fullest extent permitted by law Firstfolio disclaims all liability in relation to any claims arising from or in relation to this website.


Under no circumstances, including negligence, should WMFS or its employees be liable to you or anyone else for any direct, indirect, incidental, special or consequential damages, or loss profits resulting from the use or inability to use this website and/or any other websites linked to this website. Nor shall they be liable to you or anyone else for any such damages including, but not limited to, reliance on any information obtained through the website; or resulting from mistakes, omissions, interruptions, deletion of files, viruses, errors, defects, or failure of performance, communications failure, theft, destruction or unauthorised access. In states or countries which do not allow some or all of the above limitations of liability, liability shall be limited to the greatest extent allowed by law.


You agree to indemnity WMFS for any loss suffered or liability incurred by WMFS arising from any unlawful, unauthorised or improper access or use of the website or any breach of these terms by you or your employees, contractors or representatives.

Governing Law

These terms and conditions will be constructed according to and are governed by the laws of New South Wales, Australia.


Copyright of this website and the materials contained in it rests with WMFS.

Intellectual Property

Chairmont Capital Pty Ltd (Chairmont) has developed a suite of Intellectual Property (IP) assets in relation to Aspire > and its core business processes, amongst many other things. To protect the value of those processes and innovations, Chairmont and related parties have been granted patents in Australia and overseas.  These patents are:

  • Australian Patent Nos. 2005 265435 & 2006 203531
  • New Zealand No. 555237
  • United States of America Patent No. 7,970,700

Chairmont’s patents give us the exclusive rights in Australia and the United States of America, during the terms of the patents, to exploit the inventions and to authorise other persons to exploit the inventions. These rights include the use of the methods or processes claimed, or to make, hire, sell or otherwise dispose of products resulting from such use. Chairmont's patents form part of a wider strategy that has been adopted by Chairmont in consultation with its lawyers and patent attorneys to protect its IP.

Chairmont currently has a limited and selective licensing program, whereby it is prepared to license its IP on reasonable commercial terms to third parties interested in offering, funding or processing its Home Loan Investment Plan product which fall within the scope of its IP, including Chairmont's patents.

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